Director / Associate Director, Research & Analysis

About Us

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers.

About the Role

As a Research & Analysis specialist within ANZ’s Corporate segment, you will play a critical role in supporting the growth and management of a portfolio of large corporate clients across a diverse range of industries including hospitality, retail, manufacturing, wholesale and other key sectors across the Australian economy. Partnering closely with Relationship Managers, Credit Executives and clients, you will deliver in-depth credit analysis, portfolio insights and risk assessments that support informed lending decisions and sustainable business growth.

Leveraging your strong analytical and deal structuring capabilities, you will contribute to the execution of complex transactions and the development of tailored customer solutions, while maintaining a strong focus on risk management and portfolio quality. You will also undertake industry research, monitor portfolio performance, identify emerging risks, and take proactive action to manage deteriorating or high-risk exposures in line with the bank’s risk appetite. This role offers the opportunity to exercise delegated credit authority and provide leadership, coaching and oversight to Analysts and Associates within the team.

Role Location: 242 Pitt Street, Sydney NSW 2000

Role Type: Permanent, Full-time

Note: Two opportunities are available at the Director and Associate Director levels, depending on the skills and experience of the successful candidate.

What will your day look like?

Research & Analysis is primarily responsible for identifying and effectively managing risks inherent in the client's business model and industry. You will also be responsible for identifying and managing risks inherent in the client’s capital and management structure, and emerging performance results. The primary activities of the role cover:

• Sound credit assessment, risk evaluation & mitigation strategies, lending decisions, and proactive account management
• Development of strategy and supporting plans for new transactions, deteriorating credits and deal structuring/ opportunities
• Contribute to maximising profitable growth for the segment
• Build and maintain effective customer engagement to ensure strong understanding of customer’s commercial objectives
• Engage in credit workshops involving Relationship, Product and Risk to determine Risk appetite and deal structures
• Exercise CAD when deemed to be more appropriate from risk management perspective 
• Ensure adherence to ANZ policies, processes and external regulatory requirements - driving a strong risk culture and execute a ‘well managed’ agenda
• Deep understanding of R&A processes and relevant dependent processes and product areas with a focus on continuous improvement
• Deal documentation
• Ensure effective leadership and development of team, providing timely and appropriate mentoring and coaching to team members

What will you bring?

To be successful in this role, you will ideally have skills, knowledge and experience in the following:

• Strong credit skills with the ability to structure complex financing arrangements and present a detailed risk assessment and business proposition.
• Demonstrated financial analysis skills going beyond traditional accounting based analysis.
• Ability to identify key business drivers and mitigate key risks and make recommendations where appropriate.
• Tertiary qualifications, preferably in Commerce, Business, Accounting or Economics.
• Experience in customer management and broad knowledge of processes and procedures.
• Sound communication, interpersonal and negotiating skills.
• Ability to work autonomously, work with a team with proven analytical, negotiation and problem solving skills
• People leadership capability, with the willingness and ability to support the development of peers.

You’re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you.

So why join us?

From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive.

But it's not just our customers who'll feel your impact. You'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career.

We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more.

At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you're a candidate with a disability or access requirement, and have an enquiry about the support provided, please let us know on your application or visit ANZ Accessibility and Inclusion Programs for alternate contact methods.

To find out more about working at ANZ, visit https://www.anz.com.au/careers. You can apply for this role by visiting ANZ Careers and searching for reference number 124022 .
 

Job Posting End Date

13/10/2026, 11.59pm, (Melbourne Australia)