Prudential’s purpose is to be partners for every life and protectors for every future. Our purpose encourages everything we do by creating a culture in which diversity is celebrated and inclusion assured, for our people, customers, and partners. We provide a platform for our people to do their best work and make an impact to the business, and we support our people’s career ambitions. We pledge to make Prudential a place where you can Connect, Grow, and Succeed. Job Profile Summary: In this role, you will assess medical and financial risks of applicants for life and health insurance policies. As part of this dynamic role, you will work closely with internal and external stakeholders to evaluate the risk and exposures of potential clients. Job Description: • Assess medical and financial risks of applicants for life and health insurance policies • Make decisions, within the given authority, that are consistent with underwriting standards and compatible with market trends • Review cases with complex medical conditions and multiple risk factors. Involved in face to face and phone/zoom calls as a part of servicing duties to the Financial Consultants/Agency Leaders. Also aligning with the Business Development Managers/Directors and explain the underwriting decision. • Process a customer request end to end • Provide support and services to Financial Consultants on matters relating to underwriting • Be involved in ad hoc projects Who we are looking for: Competencies & Personal Traits • Sound knowledge of medical conditions, insurance laws & regulations • Good understanding of insurance products • Customer-oriented, with good interpersonal and communication skills • Confident in problem solving and decision making • Possesses project management skills • Proficient in MS Office Working Experience • Minimum 2 - 5 years of experience in life underwriting Professional Qualifications • ACII, ANZIIF, ALU or LOMA Education • Degree in Nursing or Biomedical Science/Engineering Prudential is an equal opportunity employer. We provide equality of opportunity of benefits for all who apply and who perform work for our organisation irrespective of sex, race, age, ethnic origin, educational, social and cultural background, marital status, pregnancy and maternity, religion or belief, disability or part-time / fixed-term work, or any other status protected by applicable law. We encourage the same standards from our recruitment and third-party suppliers taking into account the context of grade, job and location. We also allow for reasonable adjustments to support people with individual physical or mental health requirements. We are Prudential. For every life, we are partners. For every future, we are protectors. Prudential plc provides life and health insurance and asset management to 17 million customers across 20 markets in Asia and Africa. We are headquartered in Hong Kong and have dual primary listings on the Stock Exchange of Hong Kong and the London Stock Exchange. We are focused on four strategic regions: Greater China, ASEAN, India and Africa. Our customers are served by around 55,000 agents and more than 200 bank partners. Prudential plc is not affiliated in any manner with Prudential Financial, Inc., a company whose principal place of business is in the United States of America or with the Prudential Assurance Company, a subsidiary of M&G plc, a company incorporated in the United Kingdom. Find out more at www.prudentialplc.com Follow us on LinkedIn
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