Internship: Group Risk Management, Group Market Risk Management, Asset Liability Management [Jan to May 2027]

WHO WE ARE

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.

We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.

Your Opportunity Starts Here.

Why Join

Gain valuable exposure to how a bank manages its balance sheet, liquidity profile, and interest rate risks in an increasingly dynamic financial environment. As an Asset Liability Management Intern, you'll work alongside experienced risk professionals to support the modelling and analysis that underpin the bank's liquidity and interest rate risk management framework. You'll have the opportunity to develop your analytical, quantitative, and technical skills while contributing to initiatives that support sound balance sheet management and regulatory compliance.

How You Succeed

To excel in this role, you'll need to be analytical, detail-oriented, and eager to learn. You'll work closely with the Asset Liability Management team to maintain behavioural models, assess portfolio trends, and support system and process enhancements. Your ability to apply statistical concepts, analyse data, and leverage technology to improve efficiency will be key to supporting the team's risk management objectives.

What You Do

Your responsibilities will include

• Behavioural Modelling: support the development, maintenance, and enhancement of Asset Liability Management (ALM) behavioural models for customer and product portfolios
• Model Monitoring: assist in monitoring model performance and analysing behavioural trends to ensure models remain relevant, robust, and aligned with business and regulatory requirements
• Risk Analytics: perform data analysis to support the measurement and management of liquidity and interest rate risks in the banking book
• Process Improvement: identify opportunities to streamline portfolio behavioural analysis through automation, process enhancements, and analytical tools
• Data & Model Validation: support model validation activities, performance reviews, and assessments of key assumptions and outputs
• System Enhancement Support: participate in user testing activities for ALM system enhancements, parameter updates, and process improvements
• Reporting & Insights: assist in preparing risk analyses, reports, and presentations to support decision-making and risk oversight
• Ad-hoc Projects: provide support on balance sheet management, risk analytics, and other strategic initiatives as assigned

Who You Work With

Group Market Risk Management plays a critical role in safeguarding the bank's financial resilience and supporting sustainable growth. Within the Asset Liability Management team, you'll work alongside specialists responsible for managing liquidity and interest rate risks arising from the bank's balance sheet. You'll gain valuable exposure to risk analytics, behavioural modelling, regulatory requirements, and how banks manage their funding and liquidity positions in a constantly evolving market environment.

Who You Are

• Open to learning and feedback
• Strong analytical and quantitative skills
• Curious and interested in banking, financial markets, and risk management
• Strong foundation in statistical analysis and modelling
• Proficient in Python programming
• Comfortable working with large datasets and performing data analysis
• Detail-oriented with strong problem-solving abilities
• Good communication and interpersonal skills
• Able to work effectively both independently and as part of a team
• Currently pursuing an undergraduate or postgraduate degree

Learning Objectives

This internship will provide you with

• A practical understanding of asset and liability management concepts, including liquidity and interest rate risk management in the banking book
• Hands-on experience developing, maintaining, and monitoring ALM behavioural models
• Exposure to portfolio behavioural analysis and modelling techniques used in a banking environment
• Opportunities to apply statistical analysis and Python programming skills to real business challenges
• Experience supporting model validation, performance monitoring, and risk analytics activities
• Exposure to regulatory frameworks and industry practices relevant to liquidity and balance sheet risk management
• Opportunities to develop process automation and data analytics capabilities
• Insights into how banks manage balance sheet risks while maintaining financial stability and regulatory compliance within a leading financial institution

What we offer

Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.